Belt Drive Betty's Blog

Fascinating Facts About Motorcycles You Might Not Have Known

<p> </p><span id="docs-internal-guid-fb7c507d-7fff-8210-190c-c39b8af7daa0"><h1 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 20pt; text-align: center;"><br /></h1><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img alt="Harley Davidson, Motorcycle, Machine, Chrome, Usa" height="401" src="https://lh4.googleusercontent.com/oT-PzAMBmGIEzPaejXVNI0Zc6wQheS-iUKRf_exrsuTNkG979cH46M0CgQ9dqICGzoSrIjmyA5ejJiUANxXAkZHrV7tqo16HoYjBWMyZ-zN0hQQ1908vqTujdqyJCZJB53c90ItKnob-5gtsCA" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">Riding a bike might be a hobby for some people, but for most amateurs and professionals riders, it is also a lifestyle. The thrill, of going down an everlasting open road, the wind in your face, and the lure of exploring new places around every bend, is infectious and the reason why thousands of people ride motorbikes every day.  </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">Now, being part of a community also means knowing more about it and its people. The motorbike world isn’t without its oddities and facts, some that make you feel proud while others that leave you wondering what a wonderfully crazy world we inhabit. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial; font-size: 16pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space: pre-wrap;">The Market Leader</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">When we look at the overall sales of motorbikes in the US, there is only one leader in the category, Harley Davidson. When </span><a href="https://www.latimes.com/archives/la-xpm-2003-jul-30-hy-motorcycle30-story.html" style="text-decoration-line: none;"><span style="color: #0563c1; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">comparing sales of different motorbike brands</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">, reports suggest that Honda sells the most “two-wheelers”, but when considering only bikes, statistics are in favour of Harley. The company showed over 5.5 billion in revenue in 2017 and continues to grow every year.  </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial; font-size: 16pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space: pre-wrap;">The “Dead Red” Law</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">Have you ever heard of the “Dead Red” law from 2015, signed in Indiana? It’s fascinating because it allows any biker in the state to stop at a red light for only two minutes before heading off. Basically, treat a stoplight like a stop sign and then continue with your journey while cautious of any oncoming traffic, of course. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img alt="Scooter, Italy, Vintage, Old, Green, Motorcycle, Travel" height="401" src="https://lh3.googleusercontent.com/viwvSzGU1Fa7JYbU88miwZfxNU5etrwakzjCWTj6MTnrBn75aeaFipl2XQKn1VMrnE21DqcPs2pHjzR6fwzzm4Lqq1g23vRV78ULbh8HP_xk5Sul7dNMdMyVGXU9JUXAk1r53j_G9ev_t-updA" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial; font-size: 16pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space: pre-wrap;">The Superstition</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">When it comes to bikes, most people look at the overall design, the mechanics, and the engine, with the colour being a distant thought towards the end. This is unlike </span><a href="https://www.7sultanscasino.com/blog/popular-car-colours-globally/" style="text-decoration-line: none;"><span style="color: #0563c1; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">choosing a colour for your car</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">, which plays a more prominent role. However, were you aware that for the longest of time, green was considered a bad tone for a motorbike? The reason being that most military vehicles are green and thus several bikers on “green” bikes ended up killed during the war. That all changed over time, and now you can find different shades of green with military green being as famous as any other colour.   </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial; font-size: 16pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space: pre-wrap;">Gone Forever</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">If you love your bike with all your heart, and cannot think about parting with it, then you better make sure it is safe at all times. Statistics show that the chance of recovering a stolen motorbike is only 30% as opposed to a car where the authorities track down almost 60% of the vehicles. However, if you own a Harley Davidson, rest assured, they are the ones least stolen. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><iframe width="560" height="315" src="https://www.youtube.com/embed/C8-4-eDMF1U" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial; font-size: 16pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space: pre-wrap;">In the Movies</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">There are several iconic moments in movies that deserve mention. Like, did you know that it was stunt-driver Bud Ekins who made that jump over the fence in Steve McQueen’s The Great Escape? In fact, he did it in one shot. That’s not all, for Peter Fonda wore his now-legendary American jacket from Easy Rider for a week before shooting started. He rode his chopper all around LA to get used to the “costume” and to give it a used look. Lastly, Tim Allen starring Wild Hogs, has a scene in which we see Paul Teutul Sr and his son, two of the most popular TV personalities associated with motorbikes.</span></p><br /></span>

Fascinating Facts About Motorcycles You Might Not Have Known

Belt Drive 0 10:13 PM

Riding a bike might be a hobby for some people, but for most amateurs and professionals riders, it is also a lifestyle. The thrill, of going down an everlasting open road, the wind in your face, and the lure of exploring new places around every bend… Read more »

13Aug2020

Wayside Fallen Riders Memorial Service 2020

Belt Drive 0 #Alberta, #riderfriendy, Canada's MOST Rider Friendly Community, Two Hills, Two Hills AB, Wayside Memorial Park 3:12 AM

<p><img alt="Bob Ross" height="126" src="https://bustedknucklechronicles.com/images/2020_BKC_Images/32nd_edition_2020/Bob_Ross.JPG" style="float: left; margin: 5px;" width="150" />Travel in 2020 and the changes that COVID-19 has brought to our world has made hosting events a challenge.</p>

<p>One has to get creative if there is to be any joy being spread! Here in Northwestern Alberta COVID-19 is a topic that has sucked the oxygen out of the room, just like it has everywhere else.</p>
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<div>Alberta has entered stage two re-opening and has started to allow gatherings of up to 200 people out of doors. You have to be physically distanced, temperatures have to be checked and they want you to control the flow of human traffic to avoid people coming into contact with you. </div>
<div>Some of our cities have made masks mandatory, others are not getting into the great mask debate so far.  </div>
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<div><img alt="Pulling in to the Wayside Memorial Park.jog" height="271" src="https://bustedknucklechronicles.com/images/2020_BKC_Images/32nd_edition_2020/Pulling_in_to_the_Wayside_Memorial_Park.jog.jpg" width="600" /></div>
<div><br /></div><div>It was under these odd circumstances and the rather restrictive guidelines that one of Alberta's largest grassroots motorcycle rallies was able to host one of it's most integral ceremonies. </div>
<div>Bob Ross, President of the Canadian Motorcycle Tourism Association and one of the founders of the Wayside Fallen Riders Memorial Park jumped through a lot of hoops to make the Fallen Riders Memorial service happen.</div>
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<div>The Run to the Hills Memorial Rally would normally have been held July 17-19, but of course, large gatherings are still a no no, and music is a definite forbidden fruit. </div>
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<div>On the Saturday of the rally, there is always a memorial service and roll call to remember the fallen in the motorcycle community.  Never before has there been a need to have approval to host a memorial service. Thankfully Alberta Health Services approved the memorial ceremony with up to 200 people.</div>
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<div>2020 has been the one thing I wished the Cancel Culture would CANCEL!</div>
<div>Mother Nature is obviously having some kind of episode with PMS, she is one cranky old bag!!!</div>
<div>In spite of the mixed bag of weather that swirled around me as I rode from Grande Prairie to Two Hills, a 7 hour ride, I managed to stay dry only getting rained on as I pulled into the event.</div>
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<div><img alt="Red Knights" height="418" src="https://motorcycletourism.ca/images/2020/Red_Knights.JPG" width="600" /></div>
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<div>100 riders came out to remember their fallen. </div>
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<div>It was an emotional ceremony with many sobbing as they paid their respects. Sadly we have lost a lot of riders in the last year here in Alberta.   As Pastor Wes read out the roll of our fallen, the sun started to break through and the rest of the day was beautiful.</div>
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<div><img alt="Pastor Wes readin the roll" src="https://bustedknucklechronicles.com/images/2020_BKC_Images/32nd_edition_2020/Pastor_Wes_readin_the_roll.jpg" /></div>
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<div>If you ever find yourself in Alberta (if they ever reopen our border), you need to visit Two Hills Alberta, and spend some peaceful moments in the chapel, or on the wrap around deck looking out over the rolling farmland and the Two Hills Golf Course.  </div>
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<div>Wayside Fallen Riders Memorial Park in Two Hills Alberta is a place to remember and reflect, for friends, family and motorcycle family members alike.  It is a tranquil and unique spot built by riders with rider's families in mind.  Find them on Facebook</div>
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<div>Belt Drive Betty<br />Editor & Rider</div>

Wayside Fallen Riders Memorial Service 2020

Belt Drive 0 #Alberta, #riderfriendy, Canada's MOST Rider Friendly Community, Two Hills, Two Hills AB, Wayside Memorial Park 3:12 AM

Travel in 2020 and the changes that COVID-19 has brought to our world has made hosting events a challenge. One has to get creative if there is to be any joy being spread! Here in Northwestern Alberta COVID-19 is a topic that has sucked the oxygen out… Read more »

10Aug2020

Fatboys Motorcycle Association Poker Rally is Aug 14-15, 2020

Belt Drive 0 AB North, Alberta, BC/DC, Fatboys Motorcycle Association, High Level, The Sociables 11:56 PM

Fatboys Motorcycle Association Poker Rally is Aug 14-15, 2020

Belt Drive 0 AB North, Alberta, BC/DC, Fatboys Motorcycle Association, High Level, The Sociables 11:56 PM

At the High Level Rural Hall $50 per ticket for the entire weekend! $5000 Grand Prize BC/DC and The Sociables All Proceeds to benefit Local Groups CMTA Sponsored Event … Read more »

25Jun2020

Wayside Fallen Riders Memorial Park to hold 2 services on July 18th

Belt Drive 0 Motorcycle Rally, Run to the Hills Memorial Rally, Two Hills AB 8:43 PM

<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghTFN-Ow8aODBliRdSNI4CCGQCBR727s1MmhwKMAFhYVsXC6eycEqjNLH5BXY8-7_EDU4cVt5FDd5xVVpCNLxl775q70sNsqSW9ucDXI1esgi1BN7BbBNT6fSx91pm8yAEQRQh/s1600/wayside-mem-park-building.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="960" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghTFN-Ow8aODBliRdSNI4CCGQCBR727s1MmhwKMAFhYVsXC6eycEqjNLH5BXY8-7_EDU4cVt5FDd5xVVpCNLxl775q70sNsqSW9ucDXI1esgi1BN7BbBNT6fSx91pm8yAEQRQh/s640/wayside-mem-park-building.jpg" width="640" /></a><br />
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">Hello everyone! Sadly due to the current state of things we will not be having the traditional <a href="http://www.runtothehillsbikerally.com/">Run to The Hills Rally</a> this year, h</span><span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">owever, we will still be having the annual memorial service and roll call. </span><br />
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">Because of the restrictions put in place due to the Covid 19 we will be having 2 services at the Wayside on July 18th, 2020.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGeyUTdcIn6EQwDD3M-O6690rRI-JODKo4KTfGp2kIGuxIBykcbKgYL1nnLOkeJO4c-zyRTZXUV1zfLZAEBMR1GQGgUOJSXVEhqkKKZWWpVlUKl1sB9gaDy0viZU_7fNzO5UPG/s1600/run-to-the-hills-memorial-services.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="768" data-original-width="960" height="512" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGeyUTdcIn6EQwDD3M-O6690rRI-JODKo4KTfGp2kIGuxIBykcbKgYL1nnLOkeJO4c-zyRTZXUV1zfLZAEBMR1GQGgUOJSXVEhqkKKZWWpVlUKl1sB9gaDy0viZU_7fNzO5UPG/s640/run-to-the-hills-memorial-services.jpg" width="640" /></a></div>
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">The morning service will take place at 11 am and the afternoon service will be at 2pm. </span><br />
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">We hope to see many of you in attendance as we pay our respects to the many friends we have lost in the last year.</span><br />
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">Run to the Hills Memorial Rally</span><br />
<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">Two Hills, Alberta</span><br />
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<span style="background-color: white; color: #1c1e21; font-family: "helvetica" , "arial" , sans-serif; font-size: 14px;">Watch for updates on our <a href="http://www.runtothehillsbikerally.com/">Facebook Page</a>. </span><br />
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Wayside Fallen Riders Memorial Park to hold 2 services on July 18th

Belt Drive 0 Motorcycle Rally, Run to the Hills Memorial Rally, Two Hills AB 8:43 PM

Hello everyone! Sadly due to the current state of things we will not be having the traditional Run to The Hills Rally this year, however, we will still be having the annual memorial service and roll call. Because of the restrictions put in place du… Read more »

04Jun2020

No Fault Insurance in Alberta - Is Legislation is on its way?

Belt Drive 0 #insurace, Alberta, British Columbia, c 11:48 AM

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuEHGtg4TbTB9QaNnlYaX4rTwKR9lAyhzQ06M38JH8QF5tLBF40eZyEnNL7jbv0fbcUByvKXQjcIHUwcH1qJhpgIXiq-m70iWUw6IBLlZmcndpZJb6uQQgqOMhC2vR_-1TyUnk/s1600/accident-297191_640.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="320" data-original-width="640" height="160" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuEHGtg4TbTB9QaNnlYaX4rTwKR9lAyhzQ06M38JH8QF5tLBF40eZyEnNL7jbv0fbcUByvKXQjcIHUwcH1qJhpgIXiq-m70iWUw6IBLlZmcndpZJb6uQQgqOMhC2vR_-1TyUnk/s320/accident-297191_640.png" width="320" /></a></div>
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<span style="font-family: "arial"; font-size: 11pt; white-space: pre;"><span style="font-size: 14.6667px;">I have been following the insurance situation in BC and Alberta very closely.</span></span><br />
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<span style="font-family: "arial"; font-size: 11pt; white-space: pre;">As BC gets ready for it’s launch of no fault insurance for May 1st, injury lawyers there are saying the system is not going to be fair for those who are injured. I spoke with one lawyer today who has said that between COVID-19 and the new insurance law, he has scaled back his team by 15-20 positions.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Here are some of the highlights that I pulled out of a Vancouver Sun from a March 2020 article:</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“No-fault insurance means people involved in vehicle crashes can no longer sue  for damages — except in cases involving court convictions for offences like negligence, street racing, impaired driving, or in cases of faulty manufacturing, botched repairs and the over-service of alcohol by a business.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Instead, people will receive benefits, payments for medical treatment and compensation directly from ICBC, using amounts set by the province depending on the type of injury.”</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“Money for pain and suffering will be eliminated for minor injuries; but for major injuries, cash compensation will be set by categories of benefits with maximum amounts set by ICBC, according to the government. Repairs to vehicles will still be handled by auto adjusters with traditional damage assessments.” “The model virtually eliminates the role of personal injury lawyers, who typically take one-third of the total amount awarded in a settlement and represent a powerful lobby group that continues to fight government reforms. They have argued a no-fault system would leave the most vulnerable victims, with the most catastrophic injuries, alone to face ICBC without legal help.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The Trial Lawyers Association of BC said the change puts the rights of injured and vulnerable British Columbians “at grave risk.”</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“Today, this government is doubling down on its failed policy to take away the legal rights of British Columbians while protecting ICBC management who have gotten us into this mess in the first place,” said John Rice, association president.”</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">(</span><a href="https://vancouversun.com/news/local-news/live-b-c-to-switch-to-no-fault-auto-insurance-trim-rates-20-per-cent-in-2021/" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://vancouversun.com/news/local-news/live-b-c-to-switch-to-no-fault-auto-insurance-trim-rates-20-per-cent-in-2021/</span></a><span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">)</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Injury lawyers in Alberta are equally skeptical about the situation and are anxiously awaiting the legislation they know is coming.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">I spoke with one law firm that believes the writing is on the wall and their firm cited the article below as the reason they feel that it is just a matter of time that Albertan’s right to sue will be taken away.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">In March of 2020 an internal document was leaked according to the Insurance Business Mag: </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">An internal document from Alberta’s treasury board and finance department has recommended that the province implement a no-fault auto insurance system. The document, which was obtained by Toronto Star, was compiled by actuary firm J.S. Cheng & Partners and insurance consulting firm Cameron & Associates Insurance Consultants, in consultation with representatives from the province’s treasury board and finance department. The report was conducted as part of a claims and costs study requested in 2018.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The report called for a no-fault auto insurance system, wherein policyholders and their passengers are given compensation by their insurer without proof of fault following an accident. However, a no-fault auto insurance system also means claimants cannot sue for pain and suffering from the auto insurance system. The system effectively replaces the right to seek recovery through the civil justice system for a benefits schedule.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">According to the study, the root of Alberta’s insurance cost problems is the rising cost of settling injury claims in the province. The report found that individuals who have suffered at least one of the “top four” injuries – namely, Post Traumatic Stress Disorder, concussions, temporomandibular joint injuries, and whiplash-associated disorder with chronic pain lasting more than six months – are “more likely to be represented by a lawyer,” and that the percentage of claims from individuals with one or more of the injuries has gradually increased from 16% in 2010 to 30% in 2016.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The study also revealed that in 2017, pain and suffering comprised 57% of the money paid for bodily injury claims.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“The main cost driver within bodily injury claims is pain and suffering,” the study noted, adding that Albertans are “increasingly retaining legal representation to negotiate their compensation.” “Our recommendation is that the system can be modified to make it easier for a claimant to make a claim without the time consuming and costly legal process.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">(</span><a href="https://www.insurancebusinessmag.com/ca/news/auto-motor/leaked-report-on-albertas-auto-insurance-calls-for-nofault-system-217179.aspx" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://www.insurancebusinessmag.com/ca/news/auto-motor/leaked-report-on-albertas-auto-insurance-calls-for-nofault-system-217179.aspx</span></a><span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">)</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">The potential model in Alberta would look like this: </span></div>
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<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Moving to a no-fault system would help alleviate the pressures being put on auto insurance costs in Alberta, and would be a unique model in the Canadian market, according to the head of the province’s brokers.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 12pt 0pt 12pt 0pt;">
<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“We feel this will kick some of the costs out of the system and also make the physical damage repairs happen a little quicker and a little more efficiently,” George Hodgson, CEO of the Insurance Brokers Association of Alberta (IBAA). “It means people get repairs and those sorts of things done to their car quicker, because you don’t have to have a fight between two insurance companies. If you get into an accident, whether it’s your fault or not, your insurance company will work at repairing your car.”</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The Alberta solution calls for policyholders to be able to buy-up for tort. “You have to pay extra to have the right to sue outside of the catastrophic injuries,” Hodgson told </span><span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: italic; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Canadian Underwriter</span><span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">. “The idea is that it will reduce claims costs while at the same time giving people the right to sue if they feel they need to.”   </span><a href="https://www.canadianunderwriter.ca/brokers/what-a-made-in-alberta-no-fault-auto-insurance-regime-would-look-like-1004175395/" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://www.canadianunderwriter.ca/brokers/what-a-made-in-alberta-no-fault-auto-insurance-regime-would-look-like-1004175395/</span></a></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt; text-align: center;">
<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">Basically what that means is that if you want to have the right to sue, you have to pay a higher insurance premium.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">So as Mr Hodgson, </span><span style="background-color: white; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">CEO of the Insurance Brokers Association of Alberta said “This particular government seems to move pretty quickly, so I would expect that whatever they do…they’re going to do it as quickly as they can.” And we have been advised that the announcement could be made as soon as June 1st. 2020.  I have written to Minister Toews to confirm or deny that.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The folks at FAIR Alberta Injury Regulations claim that: </span><span style="background-color: transparent; color: black; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">“</span><span style="background-color: white; color: black; font-family: "roboto" , sans-serif; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The Government of Alberta is reviewing Alberta’s auto insurance system. The government’s insurance reform panel is considering making Alberta’s insurance system a WCB-style, no-fault system. This system won’t save consumers money. It just means increased profits for corporations and fewer protections for Albertans.”</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: white; color: black; font-family: "roboto" , sans-serif; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Visit their website at: </span><a href="https://fairalbertainjuryregulations.ca/" style="text-decoration: none;"><span style="background-color: white; color: #1155cc; font-family: "roboto" , sans-serif; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://fairalbertainjuryregulations.ca/</span></a></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: white; color: black; font-family: "roboto" , sans-serif; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> I am waiting to hear back from Minister Toews with regards to the province of Alberta’s decision and whether or not it has been made and the framework is being put in place as the rumour mill has suggested. There is a lot of concern in the motorcycle community, I have fielded emails from a number of riders who are concerned  that already vulnerable road users will have to choose their insurances wisely or be left out in the cold when it comes to the support that they will get.  </span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt; padding: 0pt 0pt 12pt 0pt;">
<span style="background-color: white; color: black; font-family: "roboto" , sans-serif; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Do we have the right to be concerned? </span><span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Under the the Saskatchewan Model this is what their basics look like - this is take right from the SGI Website (</span><a href="https://www.sgi.sk.ca/" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://www.sgi.sk.ca/</span></a><span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">):</span></div>
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<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">GENERAL INFO:</span></div>
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<span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">NO FAULT:</span><span style="background-color: transparent; color: #231f20; font-family: "arial"; font-size: 12pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> </span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Saskatchewan residents with No Fault Coverage receive a higher level of defined benefits, regardless of who is responsible for the collision.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">They can sue for expenses not covered by the defined benefits.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">They </span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">can't</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> sue for pain and suffering, except in very limited circumstances.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">For the majority of injured people, their claim settlement is made up </span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">entirely</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> of defined benefits.</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">TORT:</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Saskatchewan residents with Tort Coverage receive a lower level of defined benefits, regardless of who is responsible for the collision.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">They </span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">can</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> sue the responsible motorist for expenses not covered by the defined benefits.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">They can also sue the responsible motorist for pain and suffering.</span></div>
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<li dir="ltr" style="background-color: transparent; color: #444444; font-family: Arial; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; text-decoration: none; vertical-align: baseline; white-space: pre;"><div dir="ltr" role="presentation" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">For most injured people, the defined benefits make up </span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">only part</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> of their claim settlement.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">NO FAULT: Income benefit</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">90% of net income up to a maximum gross salary of $98,643 annually to age 65, if required.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">After 180 days, non-earners including homemakers who continue to be disabled will receive at least minimum wage.</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Students will receive up to:</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Elementary year: $5,770</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Secondary year: $10,722</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Post-secondary year: $21,443</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Substitute worker or caregiver benefits available up to $47,112 per year.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Those younger than age 65 at the time of the crash and off work for at least 2 years also receive a pension equal to 10% of total income benefit received.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">TORT: Income benefit</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $23,556 per year.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">For a maximum of 2 years unless your injuries prevent you from working at all - if totally disabled, benefit will be paid for life.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Homemakers will also be paid up to $23,556 annually for a maximum of 2 years.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Those who don't qualify for the benefits above, but who are confined to a hospital, bed or wheelchair, will receive $11,752 annually for up to 1 year.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">NO FAULT: Medical and rehabilitation coverage</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;"><span class="Apple-tab-span" style="white-space: pre;"> </span></span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $7,194,892</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">TORT: Medical and rehabilitation coverage</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $28,159 except for those with catastrophic injuries.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $211,189 for those with catastrophic injuries.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">NO FAULT: Permanent impairment payment</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;"><span class="Apple-tab-span" style="white-space: pre;"> </span></span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $206,181 except for those with catastrophic injuries.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $251,821 for those with catastrophic injuries.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">TORT: Permanent impairment payment</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;"><span class="Apple-tab-span" style="white-space: pre;"> </span></span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $14,079 except for those with catastrophic injuries.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Up to $183,031 for those with catastrophic injuries.</span></div>
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<br /></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">NO FAULT: Death benefit</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;"><span class="Apple-tab-span" style="white-space: pre;"> </span></span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Surviving spouse - 45% of deceased's net income to a maximum gross salary of $98,643 per year.</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Education and training allowance of up to $49,483 for dependent spouses.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Surviving dependant - 5% of the deceased's net income per dependant.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">$32,988 for loss of a dependant child.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">For deceased with no spouse or dependants, $16,494 payment to each surviving parent and each child older than age 21, to a maximum total of $74,226.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">$10,790 funeral benefit.</span></div>
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<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">TORT: Death benefit</span><span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;"><span class="Apple-tab-span" style="white-space: pre;"> </span></span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Surviving spouse - 45% of deceased's net income to a maximum gross salary of $98,643 per year.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Surviving dependant - 5% of calculated death benefit per dependant.</span></div>
<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">$14,079 to estate of those with no spouse or dependants.</span></div>
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<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">$7,040 funeral benefit.</span></div>
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<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">The Liabilities in the two types of insurance are very different as well;</span></div>
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<div dir="ltr" style="background-color: white; line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: #444444; font-family: "arial"; font-size: 13.5pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"><span style="border: none; display: inline-block; height: 572px; overflow: hidden; width: 692px;"><img height="572" src="https://lh5.googleusercontent.com/UND2wkDXU-Wg6JrH7Vo-1pqPuPgi_-HLp5GU0G88V3IaaCoTntslu-_lwos7VdLbYcn04bk63FlpzlAMwcweWJhB8abrKGeHHXoTu7dyXwZaJtkce3POlMIP-Jpl-LJ2bmyh0F37rr3PCNyNqA" style="margin-left: 0px; margin-top: 0px;" width="692" /></span></span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"><span style="border: none; display: inline-block; height: 995px; overflow: hidden; width: 685px;"><img height="995" src="https://lh6.googleusercontent.com/hSYjk6XdjyhXigimP_NYQGj-FxhIqKl-BjviC3jOdKxQZHUP-QNHEyZfuTiPrH5IvDXfyE5f-gwNJ5CH8LoCmDpZRZkBJQ-VbR1dcOsPRsQH4OfCPPohsnG2f-FPa50kWMZjXbdV0KTz1sn-Iw" style="margin-left: 0px; margin-top: 0px;" width="685" /></span></span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">So what does this mean to all of us in Alberta?</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">From what I am led to understand, higher premiums, and the government decides your level of care, your financial compensations etc.</span></div>
<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">You gain some compensation in return for your right to sue someone who alters your life. OR you can pay BIG premiums to retain your right to sue.</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Basically it will be a WCB style system and if you listen to those on WCB, I’d say we have room to be concerned.</span></div>
<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Until we see the legislation we can’t be sure what is going to happen in Alberta.</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">If what has happened in Manitoba and Saskatchewan are anything to go on, hold on to your pocket books.</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">With regards to the support for injured riders in our province and in BC, I am waiting to hear back from Dave Munroe at A.I.M. in BC, but according to the rep from OBB their funding from their Injury Lawyer will not be impacted by the change in the insurance law, and so for them it will be business as usual.</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">When we know what the impact to the Association for Injured Motorcyclists will be we will let you know.</span></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">In the meantime please reach out to your MLA in Alberta and push back hard folks or it will be just one more right we lose in this province:</span></div>
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<a href="http://www.assembly.ab.ca/net/index.aspx?p=mla_home&rnumber=" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">http://www.assembly.ab.ca/net/index.aspx?p=mla_home&rnumber=</span></a></div>
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<div dir="ltr" style="line-height: 1.3800000000000001; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">While we are hoping there is time yet to change the course of things, the Insurance Brokers Association of Alberta sounds pretty confident that they have won this thing and that we will become a no fault insurance province.</span></div>
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No Fault Insurance in Alberta - Is Legislation is on its way?

Belt Drive 0 #insurace, Alberta, British Columbia, c 11:48 AM

I have been following the insurance situation in BC and Alberta very closely. As BC gets ready for it’s launch of no fault insurance for May 1st, injury lawyers there are saying the system is not going to be fair for those who are injured. I spoke w… Read more »

21Apr2020

Surprising Facts about Motorcycle Safety in Alberta

Belt Drive 0 #Alberta, #braithwaite & boyle, #British Columbia, #insurance, #motorcycle, #Northwest Territories, #white knights law, #Yukon 10:08 PM

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxM12aHFGJ6xLMuQDdZHTVqLhlSSxZQSY0jZMdWwuVDYi13gahLTlnMVxYaqdWcFENqSLnsngWDNzON6PNIKRxN4_F83JymiLFjKRaWwjgDnrBkIaNWULgjX8miQ_y79tvu9Oc/s1600/insurance-1991275_640.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="640" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxM12aHFGJ6xLMuQDdZHTVqLhlSSxZQSY0jZMdWwuVDYi13gahLTlnMVxYaqdWcFENqSLnsngWDNzON6PNIKRxN4_F83JymiLFjKRaWwjgDnrBkIaNWULgjX8miQ_y79tvu9Oc/s320/insurance-1991275_640.jpg" width="320" /></a></div>
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After plateauing in 2015-16, the number of registered motorcycles in Alberta has been <a data-saferedirecturl="https://www.google.com/url?q=https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid%3D2310006701%26pickMembers%255B0%255D%3D1.10&source=gmail&ust=1585382621216000&usg=AFQjCNEAOM_jLXwtpdL0BSubCg8dHKluwg" href="https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=2310006701&pickMembers%5B0%5D=1.10" style="color: #1155cc;">declining every year since</a>.  Why?<br />
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While some might point to the increasing cost to operate a bike, like the rising cost of insurance and registration, others point to the deteriorating safety situation on Alberta roads.<br />
But what has changed with regard to safety riding a motorcycle?<br />
<ul>
<li style="margin: 0px 0px 0px 15px;">More distracted drivers</li>
<li style="margin: 0px 0px 0px 15px;">Roadways in worse condition</li>
<li style="margin: 0px 0px 0px 15px;">More impaired drivers (especially with the legalization of marijuana)</li>
<li style="margin: 0px 0px 0px 15px;">Lower speed limits</li>
<li style="margin: 0px 0px 0px 15px;">Sound limit regulations/laws</li>
</ul>
Lowering speed limits cause an increased safety risk for motorcyclists you ask?  Yes, <a data-saferedirecturl="https://www.google.com/url?q=https://motorbikewriter.com/how-increased-speed-makes-us-safer/&source=gmail&ust=1585382621216000&usg=AFQjCNHuA5O33hnMFekh4rwTU0T739GoUw" href="https://motorbikewriter.com/how-increased-speed-makes-us-safer/" style="color: #1155cc;">lower speed limits within municipalities actually make riding more difficult and dangerous</a> for motorcyclists.<br />
Ask anyone who rides motorcycles what the biggest safety issue is and most riders will say “Cars just don’t see me”.  While some municipalities and other organizations have responded by launching <a data-saferedirecturl="https://www.google.com/url?q=https://ab-amss.org/2017-motorcycle-safety-campaign-launch/&source=gmail&ust=1585382621217000&usg=AFQjCNFRoQZ2VaFqPY25J8UuXUTLMvm8vA" href="https://ab-amss.org/2017-motorcycle-safety-campaign-launch/" style="color: #1155cc;">awareness marketing campaigns to watch out for motorcycles</a> each spring, do those campaigns actually make a difference? Lets face it most people who ride will not be wearing a bright yellow safety vest, so what other solutions are there to make it safer on the roads for motorcycles?<br />
Some proposed solutions that have been suggested include:<br />
<ul>
<li style="margin: 0px 0px 0px 15px;">More fun tracks/places to ride without limitation.</li>
<li style="margin: 0px 0px 0px 15px;">Higher fines/demerits for motor vehicles that fail to “observe” motorcycles</li>
<li style="margin: 0px 0px 0px 15px;">Acceptance of video evidence from motorcyclists in prosecuting drivers not paying attention.</li>
</ul>
What do you think?  What action can be taken to make motorcycling more safe and increase ridership in Alberta?<br />
<br />
David Carlson<br />
<a href="http://whiteknightslaw.com/" rel="noopener" target="_blank">White Knights Law</a><br />
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<a href="http://whiteknightslaw.com/"><img border="0" data-original-height="373" data-original-width="400" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNcN-RtztecG4O32FSIuBiF4fyvo8cdh7vTzEKkOo3fjhXu3PISpAm5UQGnKUQ_VC1WKQHlQm-uJWzVaPqMa91sLoR0sNqYKrDwf8ydP_s76_-BDec8xOgzkGASekkjzm2V-YF/s320/wkbblogo_orig-400.png" width="320" /></a></div>
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Surprising Facts about Motorcycle Safety in Alberta

Belt Drive 0 #Alberta, #braithwaite & boyle, #British Columbia, #insurance, #motorcycle, #Northwest Territories, #white knights law, #Yukon 10:08 PM

After plateauing in 2015-16, the number of registered motorcycles in Alberta has been declining every year since. Why? While some might point to the increasing cost to operate a bike, like the rising cost of insurance and registration, others point… Read more »

29Mar2020

Atlas Riot Hellfire 2.0 Helmet by RuRoc - A First Look Product Review

Belt Drive 0 Atlas Riot Hellfire Helmet, helmet, Motorcycle, product review, RuRoc 10:15 PM

<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">When I first got this helmet by UPS, I was a tad shocked by how fast it arrived. 5 days from across the pond!</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi60VlpCd29hsOUHBdTIbNahAQe3M8gmoi6LruvFUFE2sZK0SL1C0fIt_SvQbeKWV04YyH0hF0jjt5K7GYQqG4ww7DNye2GX9b74O6G48fPE4R8YZCxvbWQv3x9YS-kT1LW6M-C/s1600/IMG_20200130_132519.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi60VlpCd29hsOUHBdTIbNahAQe3M8gmoi6LruvFUFE2sZK0SL1C0fIt_SvQbeKWV04YyH0hF0jjt5K7GYQqG4ww7DNye2GX9b74O6G48fPE4R8YZCxvbWQv3x9YS-kT1LW6M-C/s320/IMG_20200130_132519.jpg" width="240" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPSyqgQXtaxq-UmTcggnp4oxq4_uSqBuWyrDf16vhUpB6wy3Z050z-v5cYlYbitElQh1gOIhbvRPxHMB7qG072HZB4IIoPFRZ_ctKa9yZAVpPe3ZHi5bk6bb6DxeikQAYCjuGo/s1600/IMG_20200130_132559.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPSyqgQXtaxq-UmTcggnp4oxq4_uSqBuWyrDf16vhUpB6wy3Z050z-v5cYlYbitElQh1gOIhbvRPxHMB7qG072HZB4IIoPFRZ_ctKa9yZAVpPe3ZHi5bk6bb6DxeikQAYCjuGo/s320/IMG_20200130_132559.jpg" width="320" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgnigMTUbednd9peP6q7zDpGRhiKHA8vzIgZoTv1E_KK-AC-vb4QC0KtJqe4TDOFtUcEjrAdv-W1XWcLQuhs5Vk6hNyZI0uic2mXz_stdvwA11mrU7zyZV3iZmBrGDNZgiMFl4/s1600/IMG_20200130_132624.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhgnigMTUbednd9peP6q7zDpGRhiKHA8vzIgZoTv1E_KK-AC-vb4QC0KtJqe4TDOFtUcEjrAdv-W1XWcLQuhs5Vk6hNyZI0uic2mXz_stdvwA11mrU7zyZV3iZmBrGDNZgiMFl4/s320/IMG_20200130_132624.jpg" width="240" /></a></div>
<b id="docs-internal-guid-419ac414-7fff-9407-ca58-3a61336fd2bf" style="font-weight: normal;"><br /></b>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">I opened the box to find a second box inside that when I opened it up , it’s all padded and all sleek looking. </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">In the box - stickers, a poster/instruction book, a second visor, helmet bag and visor bag!</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">I took out the bagged helmet and opened it up.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">My first impression was what a bad assed looking helmet.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Do you remember the Movie and TV Series from the Eighties called “V”? It was all about an alien species that lands on earth with what appears to be good intent only to reveal their sinister plot.  This Atlas Riot Hellfire 2.0 Helmet makes me think of that movie. </span></div>
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<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Now most of you know how I feel about full face helmets, so you can imagine the sense of anxiety I felt looking at this bad boy.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">All I could think of is, will I be able to breath? </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Without looking at the instructions or taking of the protective covering on the visor off, I pulled this size medium helmet on and was totally shocked that because of the vent in the chin, you don’t have to breath stale air. This helmet is light, Popcorn light.  IT FITS!!!!!</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">I truly can’t wait to get this helmet on and go for a ride with it.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Here are some of the finer points of the helmet that I will be looking at when I get to wear it!</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwSOGXddP6bZ52-rnkcipDuXcXX_2r52SglCe7EM_vFB-snrfmD671ue3cfNz-v-fpvAZdAD5nk4P_rgtIAL2o-eGgT4j5K94uCijKUdETnVMI4d3jEQfzEuUdf_YBFnwUJBiN/s1600/Atlas-helmet-2.0.1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="431" data-original-width="414" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwSOGXddP6bZ52-rnkcipDuXcXX_2r52SglCe7EM_vFB-snrfmD671ue3cfNz-v-fpvAZdAD5nk4P_rgtIAL2o-eGgT4j5K94uCijKUdETnVMI4d3jEQfzEuUdf_YBFnwUJBiN/s320/Atlas-helmet-2.0.1.jpg" width="307" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLonbbofsI3Jv4oW3Zv1WKH1djLvHPhINl8hPvfzccjQisilxD25l62KO88MB_uwXer6sdHk2dqqlB52eOCWntHZlIDoGwZyU8XSILfhS5bakUHMUhdGUyi6x4cpyBtX0_rJnz/s1600/Atlas-helmet-2.0-side.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="431" data-original-width="414" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLonbbofsI3Jv4oW3Zv1WKH1djLvHPhINl8hPvfzccjQisilxD25l62KO88MB_uwXer6sdHk2dqqlB52eOCWntHZlIDoGwZyU8XSILfhS5bakUHMUhdGUyi6x4cpyBtX0_rJnz/s320/Atlas-helmet-2.0-side.jpg" width="307" /></a></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">A Removable Inner Liner</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">An emergency pull system allows the ear padding to be removed in case of emergency </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> making helmet removal safer and easier for EMS.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Easy entry liner</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Easy to replace liner, Snaps into place</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Air Vents  - 6 of them</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Open, Close vent in chin/mouth area to keep visor fogless</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Anti Fog, Anti Scratch</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Tool-less Visor</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Visor locks in place to seal the visor from rain.</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Multiple Locking Points</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Pinlock capable for the visor to be anti fog - the second visor comes with a pinlock insert!</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Quick Lock Buckle System, magnetic that is rated as strong as a D Ring System</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Lightweight Carbon Fibre</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">ECE - DOT Rated</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Shockwave Communication System Module Area</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">To check out these bad boys visit: </span><a href="https://www.ruroc.com/en_ca/" style="text-decoration: none;"><span style="background-color: transparent; color: #1155cc; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: underline; vertical-align: baseline; white-space: pre;">https://www.ruroc.com/en_ca/</span></a></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Belt Drive Betty</span></div>
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Atlas Riot Hellfire 2.0 Helmet by RuRoc - A First Look Product Review